Critical
illness insurance is a new form of insurance that provides a tax-free, lump-sum
payment when you survive 30 days following the diagnosis of a covered medical
problem. A serious illnesses or medical intervention, such as surgery, can profoundly
affect your life.
Immediate financial consequences can include:
Absence from work
Cost of treatment outside Canada, or other medical costs not covered under
your provincial health plan
Critical
illness insurance is a new form of insurance that provides a tax-free, lump-sum
payment when you survive 30 days following 
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Could
it really happen to me?
