Term Life Insurance

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Permanent Life Insurance
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Like owning property, owning permanent life
insurance is an appropriate way for people to meet long-term needs. Over time, it may be the least expensive form of life insurance since
premiums are fixed and it builds cash value,
plus the policy owner has less investment decision- making responsibility. This cash
value accumulates on a tax-deferred basis.

Traditional Life Term 100
A plan that offers level coverage at guaranteed premiums payable to age 100 when the policy becomes paid up. Traditional Life Term 100 includes cash values and reduced paid-up insurance. All premiums and benefits are guaranteed throughout.

Guaranteed Life 20 - Cash Value Builder
A limited pay life plan that becomes fully paid up after 20 years. Guaranteed Life 20 includes an extended term benefit, guaranteed cash values and policy loan privileges. All premiums and benefits are guaranteed throughout. Guaranteed Life 20 offers peace of mind in its permanence: when it is fully paid up, the beneficiary receives a tax-free benefit upon the insured's death. A guaranteed cash value can be used by the insured to borrow against, should a need for extra funds arise at any time. Borrowed funds may either be repaid or deducted from the death benefit paid to the beneficiary.

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